Hello,
I am M Tech From IIT Madras and closing down my own Software Development Firm.
I have about 1.2 CR (cash) fund after squaring of all my closure dues. Other than this my house and Office space which is loan free. Since I am living in a very frugal city my requirements is about 50K a month. Similarly to keep me busy i think that small portion @ 10 % be in swing and F & O trading and rest be in very low risk to low risk instruments which will pay dividends as well as value growth compared to inflation
thanks and warm regards
It seems like you’re seeking a miracle. To the best of my knowledge, there isn’t an instrument that offers both very low risk and significant growth potential. The closest option would be government securities, although they don’t appreciate in value. Personally, I would allocate 1 crore to government securities and invest 20 lakhs in low-risk option strategies.
DISCLAIMER: I AM NOT A REGISTERED FINANCIAL ADVISOR.
age, when you will retire, family dependents etc